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Every lender has different sorts of loan products to offer and it could sometimes baffle the mind. However, almost all these products can be separated into 5 general categories. Below is a list of those major 5 categories of loan products the banks and lenders have to offer.
Basic Variable Mortgage 
Standard Variable Mortgage
Introductory Rates ('Honeymoon' Rates)
Fixed Rate Mortgage
Equity Loan
Low Doc Loan
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